The Distinctions Between Kung Fu and Karate


Kung Fu and Karate pic

Kung Fu and Karate

Based in Manchester, New Hampshire, Edward “Ed” Marsi holds responsibilities as senior financial consultant with TD Ameritrade. With a passion for muscle cars and sports, Edward Marsi also has a longstanding interest in martial arts.

One question that arises among many new to the latter discipline is the difference between Chinese traditions such as kung fu and Japanese traditions such as karate. Originating in Okinawa, or the Rukyuu islands, karate reflected the exposure that those living in Japan’s southern islands had to China and kung fu martial arts.

While karate and kung fu share a number of core techniques, the latter emphasizes complex, circular movements of the hands. By contrast, karate evolved into a streamlined version that features more linear strikes and sudden stop-and-go movements.

There are many variations between schools in both disciplines and some karate styles such as goju incorporate circular movements. In addition, there are kempo traditions that combine Okinawan karate and kung fu in a dynamic hybrid approach.

A final distinction is that those who practice karate typically attain ranks denoted by belt color. With kung fu, rankings are not traditionally part of the uniform, though some Western-influenced schools have incorporated colored sashes.


Leveraging IRAs and 401(k)s in Retirement Planning


Retirement Planning pic

Retirement Planning

Edward “Ed” Marsi is a longtime New Hampshire financial professional who holds an executive position at TD Ameritrade. One of the core areas of focus for many of the clients Edward Marsi serves centers on a sustainable retirement.

For the many Millennials reaching an age where purchasing homes and starting families is becoming a reality, there are a number of ways of ensuring sufficient savings amid the myriad financial outlays life presents.

The two most common retirement accounts are IRAs and 401(k)s. The latter of these is employer sponsored and provides tax-deferred compensation; with annual contributions capped at $18,000, it is the employer who is responsible for selecting where the invested funds go. By contrast, IRAs offer tax-deferred advantages that are not provided through the employer and have a much smaller cap, of $5,500 a year.

One key retirement planning consideration is that these accounts should not simply be cashed out when changing employers. Doing so can bring about a 10-percent penalty, on top of the taxes assessed, for those who are not 59½ or older. Conversely, for those who have entered the retirement age, it is important to realize that at 70½, a withdrawal mandate for an annual required minimum distribution becomes a factor as well.

The Emergence of the Muscle Car on the American Scene

Muscle Carpic

Muscle Car

Edward “Ed” Marsi is a respected Manchester, New Hampshire, financial professional who holds a senior position with TD Ameritrade. A martial arts enthusiast, Edward Marsi enjoys activities such as sports and working on muscle cars in his free time.

The muscle car evolved after World War II, as demand increased among the public for vehicles that maximized power and speed. The first car on the market built specifically to meet these criteria was the Oldsmobile Rocket 88, which contained a pioneering 303-cubic-inch V8 under the hood and achieved eight out of 10 victories in NASCAR competition that year.

The next major evolution occurred in 1955, with the introduction of the NASCAR-dominating Chrysler C-300. This led to a full-out horsepower “arms race” between Plymouth, Dodge, and Chrysler, with the 1962 Dodge Dart able to complete a quarter mile in 13 seconds, behind a 413-cubic-inch engine. With the introduction of the Pontiac GTO, Dodge Polara 500, and Chevrolet SS in 1964, the era of ubiquitous muscle cars had truly begun.